Take control of your healthcare with a Medicare Advantage Medical Savings Account (MSA).

Invest in your health with a Medicare Advantage product that works like an HSA—ideal for business owners, self-employed, and sole proprietor entrepreneurs.

A Medicare Advantage Medical Savings Account (MSA) is designed to give you more control over your healthcare spending by combining a high-deductible health plan with a special medical savings account. It functions on three straightforward principles:

1. The beneficiary chooses their level of benefit (the amount of deposited money) for the plan year.

You have the freedom to select a plan that aligns with your anticipated healthcare needs. This gives you a customizable approach to your health benefits, so that your coverage fits your unique situation.

2. The insurance company deposits the benefit money into the member’s special bank account.

Once your plan begins, the funds are deposited directly into a dedicated account. This simple approach allows you to focus on your health and well-being rather than navigating complex insurance details or reimbursement paperwork.

3. The member decides how to spend, save, or invest the money.

You remain in the driver’s seat when it comes to your funds. You can use the money to pay for qualified medical expenses before reaching your deductible. If you do not spend all the funds in your account during the year, the remaining balance rolls over to the next year, giving you the opportunity to build savings for future healthcare costs.

Why consider an MSA?

These plans offer a helpful way to save for medical expenses while providing coverage for major health events. We will work with you to explore solutions that help address your insurance coverage requirements. Contact us today to learn more about how a Medicare Advantage MSA can fit into your overall healthcare strategy.