Life Insurance Archives - Gilman Agency

Life Insurance Riders Explained: Which Ones Are Actually Worth It

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A rider is an add-on to a life…

Marc GilmanOctober 24, 2026

Insurance Life Insurance

Is No-Exam Life Insurance a Bargain or an Overpriced Bad Solution?

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways "No-exam life insurance" isn't one product — it's…

Marc GilmanOctober 23, 2026

Insurance Life Insurance

High-Net-Worth Life Insurance: 7 Strategies for Wealthy Individuals and Families

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways High-net-worth individuals are generally defined as having $1…

Marc GilmanOctober 22, 2026

Insurance Life Insurance

Hybrid Life & Long-Term Care Insurance: How It Works and Who It’s For

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Roughly 70% of today's 65-year-olds will need some…

Marc GilmanOctober 21, 2026

Insurance Life Insurance

How Does Life Insurance Work? A Complete Guide

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A life insurance policy is a contract: you…

Marc GilmanOctober 20, 2026

Insurance Life Insurance Retirement Planning Universal Life

Universal Life Insurance: The Four Types and What To Ask Before You Buy

By Marc GilmanQuestions? Call (800) 927-9326 or email marc@gilmanagency.comKey TakeawaysUniversal life (UL) is permanent life insurance with flexibility. Within limits,…

Marc GilmanOctober 15, 2026

Insurance Life Insurance Retirement

Six Ways Life Insurance Can Create Retirement Income

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A permanent life insurance policy can shift roles…

Marc GilmanOctober 13, 2026

Annuity Insurance Life Insurance Retirement

Why Do Life Insurance Companies Issue Annuities?

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways An annuity is an insurance contract. The National…

Marc GilmanOctober 9, 2026

1035 Exchange Insurance Life Insurance

The 1035 Exchange: How to Switch Insurance Policies Tax-Free (and What It Actually Costs)

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A 1035 exchange lets you move cash value…

Marc GilmanOctober 3, 2026

Insurance Life Insurance

Life Insurance Over 60: What Actually Changes, and What’s Still Worth Considering

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways "It's too late for life insurance" is one…

Marc GilmanSeptember 17, 2026