MYGA Archives - Gilman Agency

Annuity Insurance Personal Insurance Retirement

Is Dave Ramsey Right About Annuities? A Fair Look at What He Actually Says

By Marc GilmanQuestions? Call (800) 927-9326 or email marc@gilmanagency.comKey TakeawaysDave Ramsey's position, in his own words, is blunt: "For most…

Marc GilmanSeptember 2, 2026

Annuity Insurance Personal Insurance Retirement

When Should You Buy an Annuity? Age, Life Stage, and the Signals That Actually Matter

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways There's no single "right age" to buy an…

Marc GilmanSeptember 1, 2026

Annuity Insurance Long-Term Care

Is Now a Good Time to Buy an Annuity?

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Key Takeaways Annuity rates are elevated compared to a few years ago, driven…

Marc GilmanAugust 26, 2026

Annuity Insurance

Do High Annuity Rates Make an LTC Annuity Rider More Valuable?

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Key Takeaways An annuity with a long-term care rider is governed by IRC…

Marc GilmanAugust 25, 2026

Annuity Insurance

Annuity Sales Just Hit a Record High. Here’s How to Know If One Fits Your Plan

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Key Takeaways U.S. annuity sales hit $464.1 billion in 2025, the fourth consecutive…

Marc GilmanAugust 25, 2026

Annuity Insurance

Why Annuity Rates Are Elevated Right Now — And What’s Actually Driving It

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Key Takeaways The 30-year U.S. Treasury yield climbed above 5.3% in August 2026,…

Marc GilmanAugust 25, 2026

Annuity Insurance Personal Insurance

Which Annuity Type Fits Your Retirement Goal? A Bucket-by-Bucket Guide

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com "What's the best annuity?" is one of the most common questions we get,…

Marc GilmanAugust 14, 2026