Personal Insurance Archives

Annuity Insurance Personal Insurance Retirement

Why Repositioning an Old Annuity Into an LTC Annuity Is One of the Strongest Tax Moves Still Available

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways If you own an old non-qualified annuity with…

Marc GilmanSeptember 18, 2026

Insurance Life Insurance Personal Insurance

How Much Life Insurance Do You Need? A Worked Example

By Marc GilmanQuestions? Call (800) 927-9326 or email marc@gilmanagency.comKey TakeawaysThe standard approach works backward from your family's actual obligations: add…

Marc GilmanSeptember 10, 2026

Insurance Life Insurance Personal Insurance Retirement

Do You Actually Need Life Insurance? Start Here

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways The question that actually matters isn't your age,…

Marc GilmanSeptember 9, 2026

Insurance Life Insurance Personal Insurance Retirement

Why (and How) Seniors Over 65 Should Think About Life Insurance

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Not everyone over 65 needs life insurance. The…

Marc GilmanSeptember 8, 2026

Insurance Medicare Personal Insurance Retirement

How to Meet the Longevity Challenge With Health, Life Insurance, and Retirement Planning

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways The length of retirement has nearly tripled —…

Marc GilmanSeptember 8, 2026

Annuity Insurance Personal Insurance Retirement

Is Ken Fisher Right About Annuities? A Fair Look — Including What His Own Firm Did

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Ken Fisher's actual, stated critique — in his…

Marc GilmanSeptember 7, 2026

Annuity Insurance Personal Insurance Retirement

How Fixed Index Annuities Actually Work

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A fixed index annuity (FIA) combines a traditional…

Marc GilmanSeptember 4, 2026

Annuity Insurance Personal Insurance Retirement

What Is a Qualifying Longevity Annuity Contract (QLAC)?

By Marc GilmanQuestions? Call (800) 927-9326 or email marc@gilmanagency.comKey TakeawaysA QLAC is a specific type of fixed deferred income annuity,…

Marc GilmanSeptember 4, 2026

Annuity Insurance Personal Insurance Retirement

What You Need to Ask Yourself Before Considering an Annuity with LTC Rider Solution

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways An LTC rider on an annuity is not…

Marc GilmanSeptember 3, 2026

Annuity Insurance Personal Insurance Retirement

The Case for Allocating Part of Your Retirement Savings to Guaranteed Income

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Guaranteed income solves a problem a portfolio can't…

Marc GilmanSeptember 3, 2026