Insurance Basics & Compliance Archives

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A bond ladder is a portfolio of individual…

Marc GilmanSeptember 16, 2026

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways The core idea behind an annuity — trading…

Marc GilmanSeptember 6, 2026

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A fixed indexed annuity (FIA) with an income…

Marc GilmanSeptember 5, 2026

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A roll-up rate is a guaranteed annual growth…

Marc GilmanSeptember 4, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Key Takeaways A Section 1035 exchange lets you move life insurance cash value…

Marc GilmanAugust 27, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Key Takeaways A loan against cash-value life insurance generally isn't taxed as income…

Marc GilmanAugust 27, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Key Takeaways A life settlement is the sale of a life insurance policy…

Marc GilmanAugust 27, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Two annuity illustrations can both mention an "ADL benefit," use the same 2-of-6…

Marc GilmanAugust 24, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com If you've heard the term IRMAA and assumed it only applies to the…

Marc GilmanAugust 15, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com If you've built up a Health Savings Account over your working years, enrolling…

Marc GilmanAugust 12, 2026