Hybrid LTC Insurance Archives

Annuity Estate Planning Insurance Medicaid Retirement

When Long-Term Care Insurance Isn’t Enough: How Medicaid-Compliant Annuities Protect a Spouse

By Marc GilmanQuestions? Call (800) 927-9326 or email marc@gilmanagency.comKey TakeawaysLong-term care insurance is the right first line of defense for…

Marc GilmanSeptember 9, 2026

Insurance Long-Term Care Personal Insurance

Three Paths to Hybrid LTC: OneAmerica, Lincoln, and Securian Compared

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Once you've decided a hybrid life-insurance-based LTC product fits your goals better than…

Marc GilmanAugust 28, 2026

Insurance Long-Term Care Personal Insurance

OneAmerica vs. Nationwide: Comparing Two Approaches to Long-Term Care Protection

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com OneAmerica and Nationwide are both major carriers in the hybrid long-term care space,…

Marc GilmanAugust 27, 2026

Insurance Long-Term Care Personal Insurance

Traditional vs. Linked-Benefit Long-Term Care Insurance: The Real Tradeoffs

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Traditional LTC insurance is pure coverage — if…

Marc GilmanAugust 20, 2026

Insurance Long-Term Care Personal Insurance

Why Physical Therapy Can Affect Your Long-Term Care Insurance Application

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com A torn rotator cuff, a knee that needs a little work, a round…

Marc GilmanAugust 14, 2026

Insurance Long-Term Care

4 Ways to Plan for Long-Term Care Costs

By Marc Gilman 📞 Call (800) 927-9326 or (603) 493-1394 | ✉️ marc@gilmanagency.com Most retirement planning focuses on building savings…

Marc GilmanAugust 7, 2026

Insurance Long-Term Care Personal Insurance

Traditional vs. Hybrid Long-Term Care Insurance: What the Price Gap Buys You

By Marc Gilman 📞 Call (800) 927-9326 or (603) 493-1394 | ✉️ marc@gilmanagency.com If you've started shopping for long-term care…

Marc GilmanAugust 5, 2026

Insurance Long-Term Care Personal Insurance

Types of Long-Term Care Insurance: Which One Is Right for You? – Part 2 of a series of 3 Blog Posts

By Marc Gilman📞 (800) 927-9326 | marc@gilmanagency.comThis is Part 2 of a 3-part series on long-term care insurance. Part 1…

Marc GilmanAugust 1, 2026

Insurance Long-Term Care Personal Insurance

At What Age Should You Evaluate Long-Term Care Insurance as a Life Insurance Rider?

By Marc Gilman, Licensed Insurance Agent, Gilman Agency — Bedford, NH Questions? Call (800) 927-9326 or email Marc@GilmanAgency.com Key Takeaways…

Marc GilmanJuly 24, 2026