IRMAA Archives - Gilman Agency

Annuity Insurance Personal Insurance Retirement

How Medicare and Annuities Actually Work Together — and Where They Can Work Against Each Other

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Medicare and annuities solve two genuinely different problems…

Marc GilmanSeptember 3, 2026

Insurance Life Insurance Personal Insurance

When Does It Actually Make Sense to Surrender a Whole Life Insurance Policy?

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Surrendering a whole life policy means permanently giving…

Marc GilmanAugust 20, 2026

Insurance Insurance Basics & Compliance IRMAA Medicare

IRMAA Explained: How Medicare’s Income Surcharge Actually Works in 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com If you've heard the term IRMAA and assumed it only applies to the…

Marc GilmanAugust 15, 2026

Insurance Medicare

Your Medicare Retirement Checklist: What to Do and When

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Check your employer's size first. If your group…

Marc GilmanJuly 21, 2026