Long-Term Care Planning Archives

Annuity Insurance Personal Insurance Retirement

What You Need to Ask Yourself Before Considering an Annuity with LTC Rider Solution

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways An LTC rider on an annuity is not…

Marc GilmanSeptember 3, 2026

Insurance Long-Term Care Personal Insurance

Traditional vs. Hybrid, Reimbursement vs. Cash Indemnity: A Framework for Choosing LTC Coverage

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Choosing long-term care coverage actually involves two separate…

Marc GilmanAugust 22, 2026

Insurance Long-Term Care Personal Insurance

Traditional vs. Linked-Benefit Long-Term Care Insurance: The Real Tradeoffs

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Traditional LTC insurance is pure coverage — if…

Marc GilmanAugust 20, 2026

Insurance Long-Term Care Personal Insurance

The Long-Term Care Conversation Gap: Why So Few Families Actually Talk About It

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways 96% of financial professionals say they discuss health…

Marc GilmanAugust 19, 2026

Insurance Long-Term Care Personal Insurance

10 Real Reasons to Start the Long-Term Care Conversation Now

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Almost everyone agrees long-term care planning matters. Survey research from Versta Research, commissioned…

Marc GilmanAugust 17, 2026

Insurance Insurance Basics & Compliance Long-Term Care Personal Insurance

Who’s Actually Well Suited for Long-Term Care Insurance?

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com "Should I buy long-term care insurance?" doesn't have a single right answer —…

Marc GilmanAugust 11, 2026

Insurance MassHealth Medicaid

Understanding MassHealth Spend-Down in Massachusetts

By Marc Gilman (603) 493-1394 | marc@gilmanagency.com If you or a family member in Massachusetts is close to needing long-term…

Marc GilmanAugust 9, 2026

Insurance MassHealth Medicaid Medicare

Massachusetts Medicaid Trusts: What You Need to Know Before Applying

By Marc Gilman (603) 493-1394 | marc@gilmanagency.com Medicare itself doesn't involve trusts — it's a federal health insurance program funded…

Marc GilmanAugust 9, 2026

Estate Planning Insurance Long-Term Care Medicaid

Understanding Medicaid Spend-Down in New Hampshire

By Marc Gilman (603) 493-1394 | marc@gilmanagency.com If you or a family member is close to needing long-term care but…

Marc GilmanAugust 8, 2026

Estate Planning Insurance Long-Term Care Medicaid

New Hampshire Medicaid Trusts: What You Need to Know Before Applying

By Marc Gilman (603) 493-1394 | marc@gilmanagency.com Medicare itself doesn't involve trusts — it's a federal health insurance program funded…

Marc GilmanAugust 8, 2026