1035 Exchange Archives - Gilman Agency

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways An LTC rider on an annuity is not…

Marc GilmanSeptember 3, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com If you're holding a variable universal life (VUL) policy that isn't performing the…

Marc GilmanAugust 28, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Key Takeaways A Section 1035 exchange lets you move life insurance cash value…

Marc GilmanAugust 27, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Annuity replacement is exactly where things go wrong most often in this industry.…

Marc GilmanAugust 25, 2026

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Tax-qualified LTC insurance benefits are tax-free — up…

Marc GilmanAugust 21, 2026

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Surrendering a whole life policy means permanently giving…

Marc GilmanAugust 20, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Two terms get mixed up together often enough that it's worth untangling them…

Marc GilmanAugust 14, 2026

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Most people think about long-term care insurance in terms of the coverage it…

Marc GilmanAugust 9, 2026

By Marc Gilman(800) 927-9326 | marc@gilmanagency.comIf you're comparing ways to fund future long-term care costs without buying a standalone LTC…

Marc GilmanAugust 9, 2026

By Marc Gilman 📞 Call (800) 927-9326 or (603) 493-1394 | ✉️ marc@gilmanagency.com If you have savings sitting in an…

Marc GilmanAugust 6, 2026