Annuity Archives - Gilman Agency

Annuity Estate Planning Insurance Medicaid Retirement

When Long-Term Care Insurance Isn’t Enough: How Medicaid-Compliant Annuities Protect a Spouse

By Marc GilmanQuestions? Call (800) 927-9326 or email marc@gilmanagency.comKey TakeawaysLong-term care insurance is the right first line of defense for…

Marc GilmanSeptember 9, 2026

Annuity Insurance Insurance Basics & Compliance Retirement

Accumulation Value vs. Benefit Base in a Fixed Indexed Annuity

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A fixed indexed annuity (FIA) with an income…

Marc GilmanSeptember 5, 2026

Annuity Insurance Insurance Basics & Compliance Retirement

What Is an Annuity Roll-Up Rate? (And Why It’s Not the Same as a Return)

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A roll-up rate is a guaranteed annual growth…

Marc GilmanSeptember 4, 2026

Annuity Insurance Personal Insurance Retirement

How Fixed Index Annuities Actually Work

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A fixed index annuity (FIA) combines a traditional…

Marc GilmanSeptember 4, 2026

Annuity Insurance Personal Insurance Retirement

What Is a Qualifying Longevity Annuity Contract (QLAC)?

By Marc GilmanQuestions? Call (800) 927-9326 or email marc@gilmanagency.comKey TakeawaysA QLAC is a specific type of fixed deferred income annuity,…

Marc GilmanSeptember 4, 2026

Annuity Insurance Personal Insurance Retirement

What You Need to Ask Yourself Before Considering an Annuity with LTC Rider Solution

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways An LTC rider on an annuity is not…

Marc GilmanSeptember 3, 2026

Annuity Insurance Personal Insurance Retirement

The Case for Allocating Part of Your Retirement Savings to Guaranteed Income

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Guaranteed income solves a problem a portfolio can't…

Marc GilmanSeptember 3, 2026

Annuity Insurance Personal Insurance Retirement

How Medicare and Annuities Actually Work Together — and Where They Can Work Against Each Other

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Medicare and annuities solve two genuinely different problems…

Marc GilmanSeptember 3, 2026

Annuity Insurance Personal Insurance Retirement

Why Retirement Gets Better With Deferred Annuities: What Wharton Research Actually Shows

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways "For most Americans, it is financially sensible to…

Marc GilmanSeptember 3, 2026

Annuity Insurance Personal Insurance Retirement

Is Dave Ramsey Right About Annuities? A Fair Look at What He Actually Says

By Marc GilmanQuestions? Call (800) 927-9326 or email marc@gilmanagency.comKey TakeawaysDave Ramsey's position, in his own words, is blunt: "For most…

Marc GilmanSeptember 2, 2026