IRC 7702B Archives - Gilman Agency

Annuity Insurance Personal Insurance Retirement

What You Need to Ask Yourself Before Considering an Annuity with LTC Rider Solution

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways An LTC rider on an annuity is not…

Marc GilmanSeptember 3, 2026

Insurance Long-Term Care Personal Insurance Retirement

The Greatest Risk in Retirement: The Cost of Long-Term Care

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com This is the second post in a three-part series on the greatest financial…

Marc GilmanAugust 26, 2026

Annuity Insurance

Do High Annuity Rates Make an LTC Annuity Rider More Valuable?

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Key Takeaways An annuity with a long-term care rider is governed by IRC…

Marc GilmanAugust 25, 2026

Insurance Personal Insurance Retirement

The Greatest Risk in Retirement: What Happens to Your Retirement Income If You Lose Your Spouse?

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com This is the first post in a three-part series on the greatest financial…

Marc GilmanAugust 24, 2026

Annuity Insurance Insurance Basics & Compliance Personal Insurance Tax Strategy

Not Every “ADL Benefit” on an Annuity Is a Tax-Free LTC Benefit

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Two annuity illustrations can both mention an "ADL benefit," use the same 2-of-6…

Marc GilmanAugust 24, 2026

Annuity Insurance Life Insurance Long-Term Care Personal Insurance

What Is IRC 7702B, and Why Does It Matter for Your LTC Coverage?

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Every time you see a long-term care policy described as "tax-qualified," there's a…

Marc GilmanAugust 23, 2026

Insurance Long-Term Care Personal Insurance

What Actually Triggers an LTC Insurance Claim? The 2-of-6 ADL Standard, Explained

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways Most tax-qualified long-term care policies pay benefits once…

Marc GilmanAugust 20, 2026

Critical Illness Insurance Long-Term Care Personal Insurance

LTC Rider vs. Chronic Illness Rider: Why the Tax Code Section Actually Matters

By Marc Gilman Questions? Call (800) 927-9326 or email marc@gilmanagency.com Key Takeaways A long-term care rider and a chronic illness…

Marc GilmanAugust 18, 2026

Insurance Insurance Basics & Compliance Long-Term Care Personal Insurance

The Tax Implications of Funding a Long-Term Care Policy

By Marc Gilman (800) 927-9326 | marc@gilmanagency.com Most people think about long-term care insurance in terms of the coverage it…

Marc GilmanAugust 9, 2026

Annuities Insurance Insurance Basics & Compliance Personal Insurance

Annuity vs. Life Insurance for Long-Term Care: Which Rider Actually Fits?

By Marc Gilman(800) 927-9326 | marc@gilmanagency.comIf you're comparing ways to fund future long-term care costs without buying a standalone LTC…

Marc GilmanAugust 9, 2026